MET Holding is a Dubai-based trade finance and corporate services firm specializing in banking instruments, corporate banking solutions, and company formation services across the UAE and international markets. The firm facilitates high-value cross-border transactions for real estate developers, commodity traders, and corporate clients operating between the Middle East, Europe, and Asia.
Business Context: MET Holding operates in a highly regulated environment where trade finance instruments like SBLCs require strict adherence to international banking standards, anti-money laundering protocols, and cross-border data protection regulations.
MET Holding faced complex regulatory requirements stemming from cross-border SBLC operations involving multiple jurisdictions, high transaction values, and stringent international banking standards:
I designed and implemented an integrated compliance framework combining automated KYC/AML verification, secure document management, and real-time regulatory monitoring tailored to MET Holding's cross-border SBLC operations.
Multi-Jurisdictional Identity Verification
Integrated automated identity verification APIs supporting 40+ countries, validating government-issued IDs and cross-referencing corporate registries in UAE, Hong Kong, UK, and EU jurisdictions with tiered verification based on transaction size.
Technical Implementation: Built document parsing system using AI and computer vision to extract data from passports, corporate certificates, and financial statements in 5 languages. Automated comparison reduced manual screening time by 72%.
Real-Time AML Transaction Monitoring
Deployed rule-based transaction monitoring system with 18 detection rules aligned with UAE Central Bank AML/CFT guidelines and FATF recommendations, generating automated alerts routed to compliance officers within 2 hours.
Continuous Screening & Watchlist Monitoring
Implemented perpetual KYC system re-screening all active clients against sanctions lists daily, monitoring OFAC SDN, EU Financial Sanctions, UN Consolidated List, and regional PEP databases.
Centralized Compliance Repository
Built secure cloud-based document management system with AES-256 encryption at rest and TLS 1.3 in transit, implementing role-based access controls with 4 permission levels and complete audit logging.
Automated Compliance Workflows
Designed multi-stage approval workflows with sequential approvals preventing submission to partner banks without complete compliance sign-off, creating immutable audit trails for all workflow stages.
Partner Bank Documentation Standards
Created bank-specific submission templates automatically formatting documents according to each institution's standards, reducing bank rejection rates from 34% to 7%.
EU Client Data Protection Framework
Implemented GDPR compliance controls for processing EU client personal data, establishing legal bases and creating privacy notices in multiple languages explaining data processing purposes and rights.
Cross-Border Data Transfer Mechanisms
Executed Standard Contractual Clauses with EU data subjects, conducted Transfer Impact Assessments, and implemented supplementary measures for secure data flows between UAE, EU, and Hong Kong.
Data Subject Rights Management
Built portal enabling EU clients to exercise GDPR rights with automated 30-day response workflows and escalation mechanisms ensuring statutory deadline compliance.
Transaction Velocity
Verification time reduced from 30 to 15 days
Bank Acceptance
First-submission approval rate (up from 70%)
Compliance Events
No regulatory violations or warnings
Volume Processed
Processed in first quarter post-deployment
This case study presents a generalized overview of my work with MET Holding. Specific technical implementations, proprietary methodologies, and sensitive business metrics have been modified or omitted to protect client confidentiality and competitive advantages.